For $9.99/month (or less with introductory offers), you get:
This is the most cost-effective route for most players. forza horizon 5 premium edition steam-rip by ksenia
The Forza Horizon 5 Premium Edition (officially on Steam or Xbox/Microsoft Store) includes: For $9
It often goes on sale for up to 50-60% off during Steam sales, Game Pass subscribers get a discount, and you can play online safely with millions of players. This is the most cost-effective route for most players
Since this is a Steam-rip by Ksenia, the "Premium" aspect of the edition (which usually adds DLC cars and the Expansion Pass) is the main value proposition. Here is how the features break down in this specific format: