If you want to download directly from LIC, use this permanent workaround to avoid the broken link:
Troubleshooting if still broken:
A: No. LIC does not permit e-signatures on this form due to loan security norms. You must download, print, fill manually, and scan.
The phrase “LIC Form 3855 download fixed” indicates that a previously broken or non-functional download link for Form 3855 has been repaired. This could refer to:
No. Form 3850 is for Conditional Assignment (temporary transfer). Form 3855 (our focus) is for Absolute Assignment (permanent transfer). Do not mix them up.
Once you have a working, fixed copy, avoid rejection by following this checklist:
| Section | What to Fill | Common Mistake to Avoid | | :--- | :--- | :--- | | Part A | Policy number, name, address, loan amount. | Using initials instead of full name as per policy. | | Part B | Repayment mode (Lumpsum / Monthly) | Leaving mode blank – leads to auto-debit failure. | | Part C | Assignment details (if loan from bank) | Forgetting banker’s signature & stamp. | | Part D | Witness signature (LIC agent code required) | Using a non-licensed witness – form invalid. | | Annexure | Surrender value calculation | Miscalculating 90% of surrender value. | lic form 3855 download fixed
Critical Fixed Tip: In the fixed version (Rev. 2021), you must use black ink and capitalize all letters. The scanner at LIC’s back office rejects blue ink or cursive writing.
Many contain old, misaligned, or non-standard versions. Stick to LIC's official portal.
In the complex landscape of life insurance servicing, LIC Form 3855 —officially known as the Notice of Assignment
—serves as the critical bridge between a legal transaction and its formal recognition by the Life Insurance Corporation of India (LIC)
. While an "assignment" is the act of transferring policy ownership, rights, and benefits from one person (the assignor) to another (the assignee), Form 3855 is the mandatory notification that makes this transfer valid in the eyes of the insurer The Functional Core of Form 3855
Unlike the assignment deed itself (such as Form 3848 for absolute assignment), Form 3855 is a notice If you want to download directly from LIC,
. It functions as a formal instruction to the LIC Branch Manager, requesting that they register the transfer in their books
. This step is essential; without registering the notice, the insurer is not legally bound to recognize the assignee’s claim, which could lead to complications during maturity or death benefit payouts Key Components and Usage Notice of Intent
: It explicitly states that the policyholder has assigned the policy to a specific individual or entity (the assignee) Assignee Details
: The form requires the full name and address of the assignee to ensure accurate record-keeping Witnessing
: To prevent fraud, the signature of the assignor must be witnessed by a third party who is not the assignee Stamp Duty Compliance
: While the notice itself is a standard document, the underlying assignment must adhere to local stamp duty laws if it is performed via a separate deed rather than on the back of the policy bond The "Fixed" Process: Accessing and Filling the Form The phrase “LIC Form 3855 download fixed” indicates
The term "fixed" often refers to finding a reliable, non-corrupted version of the PDF or navigating the digital filling process. Direct Download
: Official and "fixed" versions are typically available via the LIC India Download Forms portal or regional branch sites like LIC New Delhi Digital Management
: For those looking to handle the document online, platforms like
provide "fixed" fillable templates that allow for electronic signatures and secure exports Submission : Once filled, the form must be submitted to the servicing branch
where the policy was originally issued or is currently being handled Why This Matters Deeply
Form 3855 represents more than just paperwork; it is the final seal on a transfer of financial security. Whether the policy is being assigned as a gift to a family member or as collateral for a bank loan, this form ensures the law of the contract is upheld, protecting the new owner's right to the "sum assured and all other moneys, benefits, and advantages" step-by-step checklist
for the documents required alongside Form 3855 for a policy assignment? Download LIC India Forms for Hassle-Free Transactions
Once you have successfully completed the LIC form 3855 download fixed process, you must fill it carefully. The LIC will reject forms with ink signatures, strikeouts, or whiteout.