The Union Bank of India RTGS Form is more than a piece of paper—it is a secure, legally binding instruction for moving large sums of money across India’s banking network. By understanding how to download the correct PDF, fill it without errors, and respect the cut-off timings, you can execute high-value transfers smoothly.

Always keep a few blank forms at home (obtained from your branch) if you regularly make RTGS payments. And remember: for transactions above ₹2 lakh, RTGS is safer and faster than a demand draft. When in doubt, ask your branch manager for a sample-filled copy.

Call to Action:
Download the official Union Bank of India RTGS Form PDF today from the bank’s website or visit your nearest branch to keep a physical copy handy for urgent high-value payments.

Disclaimer: Bank charges and timings are subject to change as per RBI and Union Bank of India policies. Always verify the latest schedule on the official website or with branch staff before initiating a transaction.

The form is divided into several sections. Please use BLOCK LETTERS and Black/Blue Ink.

The bank fills this part. However, you should be aware that:

  • TDS (Tax Deducted at Source): If you are paying interest, rent, or professional fees, you may need to deduct TDS. Mention the TDS amount if applicable.

    • | Transaction Amount | Charges (Incl. GST) | | :--- | :--- | | ₹2 lakh to ₹5 lakh | ₹25 + GST (~₹29.50) | | Above ₹5 lakh | ₹50 + GST (~₹59) |

    | Days | Cut-off Time | | :--- | :--- | | Monday to Friday | 4:30 PM | | Saturday | 2:00 PM | | Sunday & Bank Holidays | Not available |

    How long does it take?

    Note: From December 2020, RBI has enabled 24x7 RTGS for digital channels, but physical branch forms still follow traditional hours.